perf(bundle): lazy-load the nunjucks template engine (#2535)

Closes #2531.

## Summary

The full `nunjucks` templating engine (~226KB) plus `ha-nunjucks`
(~46KB) — roughly **272KB, ~13% of the eager entry chunk** — was
statically imported and downloaded by every card on initial load, even
though templates only apply when a config value contains a `{{ … }}` /
`{% … %}` delimiter. Most cards use no templates and never need the
engine.

This defers the engine behind a dynamic `import('ha-nunjucks/dist')` so
it ships in a separate, on-demand chunk instead of the eager
`card-*.js`.

## Approach

The render path (`TemplateRenderer.renderRecursively`) is **kept
synchronous** — it is called from many synchronous hot paths
(condition/trigger evaluators, picture-elements rendering, actions,
folder matchers), and making it async would be a large, high-risk
refactor of the evaluation core.

Instead:

- **New `src/card-controller/templates/engine.ts`** — a module-level
singleton lazy loader (`loadTemplateEngine()` / `getTemplateEngine()`)
shared across all `TemplateRenderer` instances, plus a
`containsTemplate()` delimiter helper.
- **Delimiter gating** — strings without a delimiter never touch the
engine (the overwhelming majority of renders).
- **Pre-warm at config time** — because every template string originates
in the config, a new mandatory `TEMPLATE_ENGINE` initialization aspect
loads the engine before first render whenever the config contains a
delimiter. This **guarantees no raw `{{ … }}` flash**: content/condition
rendering is blocked until the engine is present for template-using
cards. Cards without templates never load it.

## Result

- nunjucks + ha-nunjucks move out of the eager chunk into a separate
chunk fetched only when a card actually uses templates.
- No change to the synchronous public render API; condition/trigger
evaluation core untouched.

## Tests

- New `engine.ts` loader coverage (concurrent load, cached reuse,
not-loaded fallback).
- The 11 existing test files that render real (delimiter-bearing)
templates declare their dependency explicitly via
`beforeAll(loadTemplateEngine)` — no global/implicit setup hook.
- Full suite green (4764 tests), lint and ts-prune clean, per-file 100%
coverage maintained for the affected directories.

🤖 Generated with [Claude Code](https://claude.com/claude-code)

https://claude.ai/code/session_016ykWemdkZrgywvC71pHc6c

---
_Generated by [Claude
Code](https://claude.ai/code/session_016ykWemdkZrgywvC71pHc6c)_

tests/card-controller/actions/factory.test.ts

@@ -13,6 +13,7 @@ import { DownloadAction } from '../../../src/card-controller/actions/actions/dow
 import { EffectAction } from '../../../src/card-controller/actions/actions/effect';
 import { ExpandAction } from '../../../src/card-controller/actions/actions/expand';
 import { FullscreenAction } from '../../../src/card-controller/actions/actions/fullscreen';
+import { GeneratedAction } from '../../../src/card-controller/actions/actions/generated-action';
 import { IfAction } from '../../../src/card-controller/actions/actions/if';
 import { InfoAction } from '../../../src/card-controller/actions/actions/info';
 import { InternalCallbackAction } from '../../../src/card-controller/actions/actions/internal-callback';
@@ -48,6 +49,7 @@ import { UnmuteAction } from '../../../src/card-controller/actions/actions/unmut
 import { URLAction } from '../../../src/card-controller/actions/actions/url';
 import { ViewAction } from '../../../src/card-controller/actions/actions/view';
 import { ActionFactory } from '../../../src/card-controller/actions/factory';
+import { GENERATED_ACTION } from '../../../src/config/schema/actions/custom/generated-action';
 import { INTERNAL_CALLBACK_ACTION } from '../../../src/config/schema/actions/custom/internal';
 import type { ActionConfig } from '../../../src/config/schema/actions/types';
 
@@ -203,6 +205,13 @@ describe('ActionFactory', () => {
         },
         InternalCallbackAction,
       ],
+      [
+        {
+          advanced_camera_card_action: GENERATED_ACTION,
+          generator: vi.fn(),
+        },
+        GeneratedAction,
+      ],
       [{ advanced_camera_card_action: 'reload' as const }, ReloadAction],
       [{ advanced_camera_card_action: 'set_review' as const }, SetReviewAction],
       [{ advanced_camera_card_action: 'effect' as const }, EffectAction],